HSBC

Five stars – Mortgages

Chris Pearson, head of intermediary mortgages at HSBC UK

What did your company do to earn the five-star award this year in your category?

  • Remained accessible and ‘open for business’ throughout the pandemic. A work-from-home broker contact centre was up and running within one week of lockdown, for example.
  • Enhanced our live chat proposition with more people and extra features such as case updates.
  • Continued to invest in people by growing our telephone BDM team and telephone broker support team. Our mantra is that you can always talk to us face to face, over the phone, email or live chat.
  • Enhanced our large loans team with more experts to talk to.
  • Added to and upskilled our underwriting support teams across the globe.
  • Leveraged technology, such as AVM and desktop valuations, as well as reduced paper-based packaging requirements.
  • Ongoing investment in the HSBC broker platform to make it easier to submit cases and keep a track on progress.
  • Ensured credit polices remained pragmatic but appropriate for the constantly evolving economic climate in the UK.
  • Always kept an informative and communicative approach towards brokers to ensure they were always crystal clear on HSBC’s approach to the market.
  • Constantly evolved our products and polices, backed by market leading value.

Why did you enhance service to advisers and what do you plan to do next year?

At HSBC UK, we recognise the important role that brokers occupy in the UK mortgage market and our job is to ensure that we listen carefully to the feedback we are given by our partners and act upon it. We know that being fast, clear and easy to do business with is a good starting point that resonates with brokers and customers, but being there to talk to when it’s not so straightforward is where we really differentiate what we do. Put simply, we’ll keep pushing those boundaries in 2022 and beyond.

What have you done to improve service over the past 12 months?

Remained accessible and open for business while ensuring our policies were pragmatic but appropriate. Leveraged technology and continued to invest in all the right areas to provide an outstanding service.

What challenges did you face and how did you overcome them?

Our colleagues across the UK and globally take all the credit. They have delivered a five-star service to our brokers, no excuses, despite the challenges faced by all of us over the past 12 months. I simply applaud their hard work and dedication, they are collectively and individually (five) stars!

What kind of investment does good service need?

Great people supported by smart technology – simple really.

What do you plan to do for 2021-22?

Continue to invest in our amazing people, bring in more amazing people and evolve and enhance our technology platform.

What does good service mean to you?

It’s so fast and simple you really don’t need to contact us, but just in case you do, we’re there for you with the answers you need, fast.

HSBC is one of the world’s largest and most successful banking and financial services organisations, with a proud history of serving customers and communities for more than 150 years.

Our purpose is a simple yet powerful reminder of why we're here and where we are going. It reminds us of every customer's 'world' and the unique opportunities we can open up for them, whether on their doorstep or on the other side of the world. Whether individuals are saving for a better home, companies growing their business, or institutions investing for future generations. We're here to understand and serve them all. We’re here to open up a world of opportunity.

With our ring-fenced bank deeply rooted in the UK, HSBC UK’s dedicated intermediary mortgage channel continues to offer the flexibility and functionality needed to provide a high-quality service to our intermediary partners and their customers.

The broker journey continues to be transformed by developing our broker platform to deliver a smoother journey and investing in our people. Our experienced field and phone business development managers and UK-based telephony broker helpdesk continue to provide a superior level of support that our intermediary partners have become accustomed to.

 Contact details:

Website: intermediaries.hsbc.co.uk
Telephone: 0345 600 5847
Chat with us: www.hsbc.co.uk/mortgages/intermediaries/help